These are just a few of the financing and loan programs that are available to qualified homebuyers in Northern Colorado. Contact the Cathy Harris Home Team for more information on these programs…


Seller your Home for Top $$$Dollar$$$

April and May are two of the Best months to list your home in Northern Colorado.  Why?  Because the March homes have created HIGHER sold values, which are used as comps for listing your home for more money!  Also, people have their income taxes back and are eager to start the home search after being cooped up all winter in their current house. A few of my favorite tips to sell your home for the most money possible are:  ·Pricing your home right, ·Having your home pre-inspected, ·Taking guidance for home staging, ·Entering the market just...

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NHF Down Payment Assistance Grant

NHF Down Payment Assistance Grant

The National Homebuyers Fund Platinum Down Payment Assistance Program is designed to provide down payment assistance in conjunction with the purchase of a primary residence. It is provided in the form of a 3% or 5% grant that is not required to be repaid. Program Highlights: 3% or 5% Available grants based on first mortgage amount Available throughout the state of Colorado 30 year fixed FHA, VA and USDA* Primary residence only 640 Minimum credit score 45% Maximum debt-to-income ratio requirement Income limits apply, call for details No...

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Gold “No FICO Score” Loan

Gold “No FICO Score” Loan

Program Highlights: No FICO No Income No Appraisal or AVM No 12 month mortgage history required – just confirm loan is current IGNORE foreclosures and late mortgage payments on other properties owned Eligible for Conventional, VA or FHA financing No Minimal Credit Score is required Non-Owner Occupancy is O.K. The Lender will run a quick Auto-Underwrite with a consultation to determine eligibility. It is fast and easy to see if you qualify.

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USDA Rural Development Loan Program

USDA Rural Development Loan Program

The USDA Rural Development Loan Program allows low to moderate income rural home buyers achieve their dream of homeownership. This program is excellent for rural Colorado towns such as Windsor, Eaton, LaSalle, Wellington, Mead, Severance, parts of Loveland, Berthoud, Firestone and Frederick. Program Benefits: 30 year Fixed Rate Loan 100% Financing NO down payment NO prepayment penalties Flexible credit guidelines (FICO scores below 640 require an exception) Gift funds and seller concessions are allowed Not limited to first time homebuyers...

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